Our people are very important to us, as is making certain we provide you with the best possible professional financial advice. Below is a short biography for each of our colleagues together with their contact telephone number. For further contact details please see our "Contact Us" page.
In 1999 Fred joined City Financial Planning in a similar role. As the pensions market has continued to evolve his expertise is also now used to provide specialist one to one pensions advice to clients. He continues to provide corporate financial planning advice to businesses and business owners.
Areas of Expertise: Pensions Legislation, Corporate Pensions, Employee Benefits,Self Invested Pension Schemes, Pension Transfers, Post Retirement Planning and Business Protection
Sandra is able to advise in all areas of financial planning, including mortgages, protection, equity release, investments, pensions and long term care. Having achieved her Chartered Insurance Institute (CII) Diploma in Financial Planning, Sandra is now working towards her Chartered status, the premier title for the professional financial adviser.
In her personal life, Sandra is married to Paul and has two step children Josh & Harry; she enjoys keeping fit, travelling, skiing, cooking, theatre and generally socialising with friends & family. Her philosophy is you only get one chance at life, so enjoy it!!!
Kypros is an equity owning Director of City Financial Planning and takes IT and telecoms responsibility for the City Group of companies.
Kypros in his spare time trains as a Biathlete, Triathlete, Lazerrun, and Biathlon, competing for GB internationally as well as supporting his family, Sue and Emily, in their various sporting pursuits. Kypros is also qualified as a swimming official for both pool and open-water at a local, national and international level including IPC World Champs and Special Olympics.
In 2000, Gary joined City Financial Planning as a Director, and has since been instrumental in building the team in Bath and the City Financial Planning (Exeter) in Exeter. He is an equity-owning Director taking operational responsibility for sales and marketing of both companies.
With extensive experience, Gary advises on a wide range of both domestic and corporate financial planning, and works closely with other professionals such as solicitors and accountants. His expertise includes: wealth management and investment portfolio planning; domestic and commercial mortgage advice; personal and corporate tax planning; domestic and corporate pension planning; estate planning and trusts; family protection; and personal injury compensation cases including Trust planning.
Gary is married with two grown-up sons. He enjoys boating, jet-skiing, travelling, gardening and is a big Formula 1 fan.
Tim is an equity owning Director of City Financial Planning and takes operational responsibility for finance and personnel.
Tim is married with an adult daughter; he enjoys walking reading and music which he states he is more successful at listening to than playing.
Jim specialises in mortgage and protection advice and has a large, loyal client base.
Mark has his own satellite office in rural Gloucestershire and is married with two children.
Mark became President of the Cheltenham and Gloucester Insurance Institute in 2016. The Institute’s ethos is the professional development and training within the insurance and financial services professions for the benefit of customer care.
Mark is a committee member and former secretary of his local parish hall. He also supports his community by sponsoring his local village cricket team.
In his spare time he reads history, plays football and supports his local Rugby team.
Nigel has been in the Financial Services Industry for 23 years, and holds qualifications in Financial Planning, Cemap mortgage advice, G60 Pensions*, Chartered Institute of Insurers Savings and Investment advice, and Diploma in Financial Services. Nigel is also a member of Personal Finance Society, Nigel is continuing to study for his Chartered qualification at the Chartered Insurance Institute.
Nigel specialises in looking after private clients and works in conjunction with accountants and solicitors providing holistic financial planning, He specialises in investment planning and pension provision.
Nigel is married, with two daughters and can be found honing his skills on the golf course at weekends, as well as having a keen interest in history and the arts.
* G60 Equivalent course from the IFS
Julian has worked in finance since 1975; he has a good working knowledge of finance, mostly with individuals and small to medium size family businesses. With 25 years of his time with NatWest spent in Life and Pensions. He has specialised in retirement planning, particularly around the new Workplace pension and those at the point of retirement.
Julian has completed the Diploma qualification, and would like to go on to Chartered status.
Julian is married to Pippa; they have three grown up boys, Jamie, Daniel and Andrew. Julian enjoys growing fruit and vegetables on his allotment. When time permits Julian likes to go sailing.
Gary advises on all areas of financial planning, with a focus on investments and pensions.
Gary is married to Jan, with two daughters and are proud grandparents to four grandchildren. In any free time from the office, Gary enjoys taking cruise holidays around the world.
After gaining a 2:1 in Economics from Nottingham University Sarah moved to Bristol and worked as an accountant for Deloitte for a couple of years before deciding to move into the Financial Services industry in 2000. Sarah is a member of the Personal Finance Society and has The Chartered Insurance Institute (CII) Advanced Diploma in Financial Planning. She has held the prestigious CII Chartered Financial Planner qualification since 2012, which is the gold standard qualification available for professional financial advisers in the UK.
Outside of work Sarah enjoys spending time with her husband, Alex, and their teenage son, Matthew. She particularly enjoys walking, running, cycling, skiing, tennis, music and travelling. She enjoyed playing hockey for many years but now enjoys watching Matthew’s numerous hockey matches. She also enjoys watching many types of sports both live and on TV. She supports Spurs, having originally come from London, (unfortunately outnumbered by Liverpool supporters at home) and the Bath rugby team, having lived in Bath for much of her childhood.
Peter specialises in all areas of financial planning, especially pensions, investments, wealth planning and advising clients into retirement.
Peter is married with two children, two step children and two grandchildren.
During his time at City Financial Planning, Alex has committed to the role and his training, qualifying as an independent financial planner in 2015.
Alex is qualified to advise on all areas of financial planning, specialising in mortgages and protection matters.
Alan is married to Carol who also works in financial services. They have 3 adult sons, 3 adult daughters and two grandsons.
Alan has always been a keen follower and participant in most sports although very little of that is active now!
Chris has worked at large Insurance companies in Sales and Management roles, specialising in the development, distribution and sales of innovative Pension and Retirement Solutions.
This experience, coupled with his Advanced Pension qualifications, saw Chris want to utilise his technical knowledge and passion for pensions in advising clients and so he joined City Financial Planning in October 2017.
Chris is available for Mortgage, Protection and Investment advice and holds the specialism to advise on any Pension and Retirement enquiry as a Pension Transfer Specialist.
Away from work Chris is kept busy by his young family, taxiing his 3 children to/from their various sporting pursuits. He is still trying to play football, though is now, finally realising he may never get an England call-up……
In May 2017 Tony Joined City Financial bringing his wealth of experience with him; he offers full Financial Planning to his loyal client base mainly based in and around the Bristol and Bath area.
Tony specialises in Wealth Management, Inheritance Tax Planning and Retirement Planning. Tony aims is to bring the potential benefits of advice to all clients, communicating in an open and honest way with a very relaxed manner, ensuring the key points are fully understood, then regularly stays in contact to ensure plans stay on track for the original objectives.
Tony is married with 2 grown up children. He enjoys walking and cycling and regular holidays.